The Equity Fund
Security Mutual Fund (SMF) focuses predominantly on the New Zealand and Australian markets, and aims for shares that offer a solid return every year.
This balanced approach gives you the opportunity to participate in some of the best-managed blue chip companies in Australasia.
Our investment philosophy
- To protect contributor's savings investment with us.
- To grow contributor's savings with the aim that these savings have kept pace with, or exceeded inflation.
Our investment strategy
- Diversification
- Income
| SMF Asset class YE 2011 | $000 | Current Holdings |
| International shares | 845 | 37% |
| New Zealand shares | 666 | 29% |
| Fixed interest securities | 652 | 29% |
| Cash | 10 | -% |
| Other | 121 | 5% |
| Total | 2,294 | 100% |
Diversification
Diversification is a powerful antidote to uncertainly. We monitor and constantly review the investment portfolio to lessen exposure in asset classes held and maintain a balanced portfolio.
Diversification amongst debt issuers, and maintaining credit worthiness of the overall fixed income portfolio as reflected in the credit rating of the security is our focus. That is why our approach is careful meaningful, measured diversification across asset classes to give our contributors the best insurance against uncertainly.
Income
During uncertain times it becomes a great deal more tolerable if your investment is paying a dividend. Our investment portfolio continues to contribute a good cash flow.
Why save with SMF?
Flexibility
Put in as little or as much as you like. Pay in a lump sum, or drip feed as little as $10.00 per week - then watch it grow.
Your contribution to the Security Mutual Fund Scheme can be made by direct debit through you bank or administered through a company payroll scheme. If you decide to change jobs you can still keep your fund going. Simply ask your new employer to make contributions on your behalf to Security Mutual Fund
Low fees
There is no entry fee and no administration fees charged to your individual account.
Freedom
There is no age, health or employment restrictions. Your personal Security Mutual Fund scheme is independent and remains unchanged as long as you continue with it. If you need to suspend payments and take an 'investment holiday' no penalties are charged.
Security
Your funds are invested in fixed term deposits, cash and a range of stocks with records of steady earnings. This gives you exposure to a range of solidly backed companies, including a high proportion of fixed-income shares.
Investment performance
Returns from investing $1,000 per annum for the past five years in SMF - The Equity Fund
After compounding the income after tax - gives an average compound rate of 5.21% after tax.
The Equity Fund Prospectus
Equity Fund Trust Deed
You can request a copy of the Equity Fund Trust Deed here
Download Automatic Payment Form and SMF Equity Fund Application Forms
ANZ Automatic Payment Form SMF MSF Kiwisaver 
