Mutual Superannuation Fund

- A smart way to invest

The Property Fund

We offer a ‘property partnership'

We buy buildings – you build savings ‘brick by brick'

MSF Property Fund invests in commercial and industrial property (predominant form of investment), fixed interest bonds and cash. There are no mortgages on the properties as the Fund (whilst permitted under the Deed) does not employ mortgage debt. As our buildings are debt free this creates strong cash flows which assist in above average returns.

Investing in MSF Property Fund is akin to a investing in ‘a property partnership'. You will own a small portion of each of our buildings. Profits are kept in the fund to the benefit of its members.

This Fund has performed consistently since inception resulting in an average compounded rate of return after tax and all fees for the past 39 year period of 8.94%.

Our investment philosophy

  • To protect contributor's savings investment with us.
  • To grow contributor's savings with the aim that these savings have kept pace with, or exceeded inflation.

Our investment strategy

  • Invest for the long term, preferably without resorting to debt financing.
  • Purchase sound buildings in desirable locations with good long term tenants.
  • Diversification and income.

 

Asset class -Y/E 2011

Current holdings

Commercial/industrial property

78.5%

Fixed interest

5.41%

Equity

-%

Cash

4.8%

Other

11.3%

Total

100%

Diversification

Diversification is a powerful antidote to uncertainly. That is why our approach is careful meaningful, measured diversification across asset classes to give our contributors the best insurance against uncertainly.

Income

During uncertain times it becomes a great deal more tolerable if your investment is paying a dividend. As our buildings are mortgage free – we have strong cash flows.

Investment performance

Compounding interest – makes a difference

Returns from investing $1,000 pa for 40 years in MSF - The Property Fund, after compounding the income after tax.
This shows an average compound rate of 8.94% after tax

01/07/1970 - 30/6/2010

Our properties

Our properties are well located in prime positions attracting good quality tenants…

Property testimonials

In March 2010 we surveyed 100 contributors who invest in the MSF Property Fund. Some have been with us since the fund was first started – others have joined more recently. These contributors generously gave us feedback on how the fund was working for them. They have also kindly allowed us to share their feedback with potential new contributors.

Success stories

One of our members deposited just $100.00 every year for 37 years and withdrew over $33,400 from the fund. This is one of many success stories from our investors as the recent contributor testimonials will confirm …

Peace of mind investing

We call this booklet Peace of Mind Investing because when you invest your hard earned money you want to relax and know that you investments are doing well and are safe.

MSF Prospectus Novemer 2011 

MSF Prospectus Nov 2011 Click to Download Reader

MSF Property Fund Propectus 31 May 2011  

MSF Property Trust Deed

You can request a copy of the MSF Property Fund Trust Deed here

Download Automatic Payment Form and MSF Property Fund Application Forms

MSF Application Form Click to Download Reader

BNZ Automatic Payment Form MSF Property Fund Click to Download Reader

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