Mutual Superannuation Fund

- A smart way to invest

Property Fund Testimonals

In March 2010 we surveyed 100 contributors who invest in the MSF Property Fund. Some have been with us since the fund was first started – others have joined more recently. These contributors generously gave us feedback on how the fund was working for them. They have also kindly allowed us to share their feedback with potential new contributors.

"I recommend The MSF Property Fund because they treat my investment well and don’t take risks with my hard earned money. They make sure it is invested and managed very carefully. Keep up the good work. I will be 81 next month and I’m happy to leave cash in my MSF Property Fund account."
- Bill Rogers

"The MSF Property Fund has been a secure investment that has proved true for over three decades. It’s paid a good dividend, better than investing our money in the bank. The MSF Property Fund is an investment based on property which increases in value and not stocks and shares which can be worth nothing overnight. We have been with MSF for around 35 years. The people who approached us at the time seemed very genuine and this has proved to be true over the many years we have been with MSF. In fact they have become our friends. We have never had any difficulty in withdrawing funds from MSF. Although we are very small investors they give us the same kind consideration as they would if we had invested millions of dollars with them. Most years we have had a good dividend on our small investment. We recommend the MSF Property Fund because they don’t take risks with our hard earned money. MSF has always been a secure, long term investment for us."
- Peter Whittle

"I’ve been with MSF for around 12 years. I wanted an investment where I could sleep well at night because my investment was in real bricks and mortar and it was well managed by conservative professionals. I loved the great track record that MSF has had over a very long period of time. MSF are very careful with what they spend money on. This gives me great peace of mind."
- Robert Coutts

"My father recommended MSF to me as an investment and I’ve been with MSF for around 20 years. My goals in investing were to gain a reasonable rate of return in a fund which is well managed, and also to create a nest egg for retirement and children’s tertiary fees. As a result of investing with MSF I now have a reasonably good nest egg even though I haven’t put that much money in over the years. I have invested money on behalf of my children too because MSF is such a solid fund. I recommend MSF highly. They are not showy or brash but have returns over the years which speak for themselves. I had very few doubts about MSF as their properties all looked to be a sensible purchase and the fund was conservatively run. The returns last year were a bit disappointing but compared with most NZ investments was still quite good. The MSF Property Fund is also honestly and ethically run. I like the way that MSF has a large amount of cash assets on hand to easily handle any clients who want to redeem their investment."
- Margaret Tibbles

"MSF are upfront with honest advice and have no hidden fees. They also have good communication with their investors. Despite losing money in other investments my MSF Property Fund has been increasing. I recommend MSF because of their old fashioned investment values. They stick to the basic principles of investing and keep it simple."
- Garry Jackson

"I had already had the experience of losing hard earned money in an investment scam so I was very wary. I read the MSF investment statement very carefully. The investment statement and trust deed indicated the ways that MSF operates. This seemed cautious and professional. I like the type of commercial property that MSF owns. This appeals to a wide range of potential tenants and is also relatively easy to sell if needed. I’ve now got a nest egg and I haven’t missed at all the money I have been investing. It came out by automatic payment and was very painless. My investment in MSF has been safe through both good and bad times. It has also done remarkably well while I lost money in other areas. I appreciated the fact that the investment is tax paid. I see MSF as an option for diversifying my assets into commercial property. This is an area I couldn’t afford to get into on my own."
- C Malthus

"I’ve been with MSF for around 30 years. For me it was a form of compulsory savings. After my husband died in 1984 I continued to make lump sum payments until I ceased working. As your savings grow this did not affect your tax as MSF took care of this for you. I recommend MSF because it is a very personal organisation. They always answer my questions and explain carefully what they are doing with my money. I trust them a lot. MSF is a great way of saving."
- Joan McGregor

"I’ve been with the MSF Property Fund for around 20 years. I recommend MSF because it is a chance to invest in the Auckland property market with larger buildings that are mortgage free. These historically have had a very good return. You also don’t have the risk associated with smaller buildings, fluctuating interest rates and the type of tenants associated with smaller buildings."
- Andrew Christie

"I’ve been with MSF for around 7 years and have 4 investments. I became divorced from my husband and knew I had to provide for myself. A friend who was an insurance broker suggested I check MSF out. By investing with MSF I hoped to provide for my retirement and be able to give my grandson enough money for his OE when he turns 18. Before I invested I saw the returns from MSF since 1969 and was very impressed. I felt confident and had no doubts or concerns about investing. The biggest reasons I invested with MSF are they are a NZ company and they invest in NZ property. They had an excellent returns record. I recommend MSF because it is a personal organisation and always answer my questions. I get personal service which is especially helpful. I feel MSF is safe and I trust them. Over time I get an excellent return even in a down market."
- Karen Costello

"I’ve been with MSF for around 10 years. I wanted to save some money that would help my children get through University without a huge student debt. I also wanted to create a respectable savings so I could be comfortably well off when I stopped working. I recommend MSF because they have a simple investment approach that is safe and has worked well to grow my hard earned money."
- Mrs Catherine Hjaltason

"I’ve been with the MSF Property Fund for about 25 years. I was looking for a fund that was safe and which I could draw on when needed. Initially I wasn’t sure I could afford the payments or keep them up. However I went ahead because it was an easy way to save money. On our 45th wedding anniversary we were able to take our family, spouses and grandchildren for a celebration in Fiji and my MSF investments paid for this. I recommend the MSF Property Fund because it was simple and worked for me."
- Betty Wren

"I’ve been with MSF for around 11 years. I wanted to create a nest egg that was safe and yet still grew my money far more effectively than just leaving it in the bank. With MSF my money was backed by good security and capable management. It was not high risk. MSF are a trusted organisation. I like the way that MSF has no debt and also has a large amount of cash assets on hand. So they can easily handle any clients who wish to redeem their investment. One of the benefits of MSF is that it is regular, effortless saving. I recommend MSF because they treat my investment well and make sure it is invested and managed very carefully."
- Poul Jorgensen

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